Built for independent TPAs that compete on service and flexibility, not network scale, and still run on spreadsheets, email and shared drives. ChicLedger becomes the system your team works in.
Direct contracting is growing fast, and so is the back-office burden that comes with it. ChicLedger gives you one financial record across every employer relationship.
Today you send your TPA a fixed sum on a schedule and get little back. ChicLedger shows you the fees taken, what was paid to which provider and when, and how each payment reconciles to your plan's funding account.
Many providers accept virtual card payments, and fees of 2.5–5%, just to get paid sooner. ChicLedger Assurance offers faster settlement with reconciliation built in.
Stop-loss is what makes self-funding affordable, and every specific or aggregate claim depends on proving what the plan actually paid. ChicLedger gives carriers and MGUs that proof, from the same immutable record the employer and TPA see.
Give your employer clients verifiable evidence of how their plan dollars are spent, and a stronger basis for the vendors you recommend.
ChicLedger becomes their platform layer, making them more efficient and more competitive against every other TPA or DPC courting the same employer.
For the first time, that partner's employer clients get real, independently verifiable visibility: a retention and sales advantage no non-ChicLedger competitor can offer.
Every employer has other provider relationships not yet on ChicLedger. They ask those partners to join too, and the network grows with them.
We're onboarding a select group of TPAs and DPCs.